19 Sep Social Security Disability Myths: Part 2
Social Security Disability myths and misconceptions are all too common and cause a great deal of confusion for prospective applicants. Having the proper information is important as it ensures that a claimant is prepared for the process. Continue reading to learn about 5 disability myths and facts.
Visit Social Security Disability Myths: Part 1 for more information.
Myth: A person who suffers from a mental disability, such as PTSD, will be prohibited from buying and owning a gun.
Under the Trump Administration, the SSA is not required to send mental health records to the FBI criminal background check system. Because of this, a mental condition verified by the SSA will have no affect on one’s ability to purchase or own a gun.
Myth: Alcohol and drug consumption by a claimant will result in automatic denial of disability benefits.
Drug and alcohol consumption can be admittedly complicated when it comes to disability claims. If claimants have legitimate medical conditions that prohibit them from working, they will not be denied simply because of alcohol or drug use. There is one stipulation: the substance abuse cannot contribute to the cause or severity of the disability. For example; if it is determined that a condition would improve if the claimant were to not drink alcohol or take drugs, the claim may be denied. In other words, a claim for disability based solely on substance use and abuse will be denied.
Myth: A person cannot receive Social Security Disability benefits and Workers Compensation at the same time.
An individual can receive Social Security Disability and Workers Compensation concurrently. There is an offset, meaning benefits will be reduced.
Myth: The Social Security Administration (SSA) can award disability based solely on a physician’s supporting statement.
There are several factors that contribute to a disability determination including age, education, and work history. While a doctor’s supporting statement will be influential, it will not be used as the sole determining factor. The SSA must take into consideration any and all evidence at hand.
Myth: Some people fake the system and receive disability despite working and maintaining good health.
The Social Security Administration has a strict definition of “disability”, as well as a very thorough application process. To be awarded disability benefits, a claimant must first meet the basic requirements: enough work credits, condition is expected to last long enough, not earning too much. Beyond this, he/she must have a comprehensive application that includes a detailed work and medical history.